Inna Flairty, Founder

Confident Credit Corporation was created with the real estate community in mind. Our clients are real estate brokers, mortgage brokers, buyers, sellers, and tenants. They all depend on a dependable service to ensure they made the best decision.  Most companies provide a service at the beginning of the relationship but few provide a constant monitoring of the client to ensure they do not fall into deeper trouble and cost the landlord thousands of dollars in rent losses and legal fees. Confident Credit Corp goes beyond the initial interview and credit review.

Today, more than ever the challenges for all the people involved in the real estate business is to find the right customer that pays rent every month. With a partner such as Confident Credit Corp on their side, these businesses can access to information and financial analysis at a “Wall Street” level. The landlord wants a good tenant and a tenant wants a good place to live, even when the tenant wants a second chance.

Financial and serious economic downturns have made this process a challenge. Owners of properties are filing for bankruptcy and tenants are becoming homeless. Credit reports are becoming a big mess to understand. Financial applications for rent have become a guessing game for landlords where verification can reveal 90% or more false information. Reliance on a hand shake is not possible anymore.  

Real Estate Brokers are in the business of selling and leasing homes. In the past having someone rent one of the houses was and an easy step. Today easy for them to decline to rent based on credit issues. However, today people losing their jobs, and losing their homes, puts a challenge for these brokers to handle these clients. Confident Credit Corp gets the job done for the broker.

Example: A person loses his job in Las Vegas. He or she moves to Illinois. He or she lands a good job but the credit has been compromise. Credit cards are late, the house in Las Vegas is in foreclosure, his car just got reposed, and the spouse is leaving him or her. The real estate broker has this listing for rent which has been on the market for 1 year. The owner has drained all his savings and is about to lose his mind. The owner calls the realtor daily for updates. What happens now?

Confident Credit Corp and its team of professionals can assess the entire picture. Looking at this individual who wants to rent the house and monitor the situation for as long as this person becomes your owner’s client and the realtors’ customer our company can assess the credit worthiness of this individual looking at all the factors. We have on our team The Law Office of Arturo P Gonzalez with a team of litigators, credit and bankruptcy attorneys look at the legal issues that could potentially arise with this client.  

In a matter of days, the real estate broker will get a report of what ups and downs of this potential tenant.

Mortgage Brokers wanting to extend their business many times drop leads because of the credit issues these clients face. A careful assessment of the client’s credit report could reveal solutions for the client and these solutions the client or the loan officer can put in motion immediately. Mortgage brokers can have a ready borrower in a matter of a few months.

Buyers encounter serious challenges in the real estate field. Mortgage companies now with all the financial disaster they are facing are not lending money without a blood and a lie detector test. It is important for these buyers to know where they stand in their credit. Buying a real estate property is not longer something you can do in a day. Credit, assets, liabilities and all the financial picture of these individuals is required to bee seen by a professional company. Confident Credit Corp can look at the client’s situation and position the client for the best mortgage and the best option. Confident Credit Corp can even refer the client to a reputable real estate professional.

Sellers if working with a real estate broker should face fewer difficulties. When working as a for sale by owner (FSBO) how do you determine if the potential tenant is a good tenant? Will a credit report, background check from a “web based” or out of state company provide you a real service? Confident Credit Corp is there to back you up as a seller. Sellers can rely on our services to conduct a deep tenant screening. Taking a chance could potentially leave a seller or owner with an occupied house but a tenant who files bankruptcy later and lives rent free for 1 year. That could be an expensive situation. Sellers needs the services of Confident Credit Corp to avoid facing this kinds of issues.  

Tenants are having some serious issues obtaining housing. Confident Credit Corp can again service their particular needs. Many times these individuals find suitable housing but the owner checks their credit and immediately drops them from the list. Tenants then become highly concern and in many instances homeless. Confident Credit Corp can provide a valuable service to these clients. Tenants can submit the process before they go out shopping for a property. When they find that their options are to stay under $1,000.00 they know that Confident Credit Corp means it. Confident Credit Corp will discuss the financial situation with the potential landlord and facilitate the process.

As an agency for your business or your individual needs, Confident Credit Corp is there to ensure your interest. Financial and economic conditions in the real estate market today make the service of Confident Credit Corp a necessary partner for you. We provide a valuable service that goes beyond analyzing the credit worthiness of the individual. A solid reputation and the team of professionals that cross several different professions make us unique. Our competition can claim that they do the service by the web, email, or phone. We meet the potential client face to face. Validating their identity becomes an easy process for us.

Call today for an appointment and let’s discuss your situation. Our phone consultation is always free. Our service varies depending on your needs and it can be scaled to your particular needs. Whether you own one condo or 500 units, Confident Credit Corp can assure that you are protected.

 

5 Revere Dr, Suite 200
Northbrook, IL 60062

847-205-5307  Main Office
847-481-8890  Fax